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Working Capital Loan :
Do business without any hindrance because of your poor funds! Take a competitive working capital loan to leverage your passive assets such as residential, commercial, or industrial property.
Working Capital Loan Key Features
Loan Amount
₹ 5 Lacs - 25 Lacs
Flexible Tenure
Upto 15 Years*
Interest Rates Starting
@ 12.5 % p.a.
Documents Required
As an Applicant You will require to have these documents
- Pan Card(Mandotary)
- Aadhaar Card
- Driving License
- Voter’s Identity Card
- Passport
- Job card issued by NREGA
- Utility bills like Telephone Bill / Electricity Bill etc.
- Letter issued by the NPR containing details of photo / name
*Note:- Only 1 Document will be needed for Address Proof
- ITR for the previous two years, with computation
- CA audited financials wherever applicable
- 6 months primary bank statement
- Co-applicant is mandatory. Additionally, Woman co-applicant is mandatory in certain cases
- Co-applicant can be spouse or any first blood relative like parents, siblings, children who have attained age of maturity (s.t income-ownership grid)
- All co-owners of property should be on loan structure
- Friends cannot be co-applicants (allowed only if they are coming in the capacity of Partners / Directors / Shareholder
Why Choose Finguide India
Quick & Easy Procedures
Your Application is processed as soon as all the documentation and verification are completed. Our team guides you through all the way which makes the procedure super easy.
Flexibility in Repayment
Our loan plans are designed to be flexible in the tenure, prepayment, and foreclosure terms.
Minimum Documentation
Finguide India requires minimal documentation to further ensure an easy and hassle-free process of loan application.