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Loan Against Property (LAP):-
Facing cash flow issues in business, address them with our Loan Against Property. LAP from ‘Finguide India’ can assist you to get a loan of up to INR 2 crores at competitive rates.
LAP Key Features
Loan Amount
₹ 5 Lacs - 4 Crore
Flexible Tenure
Upto 15 Years*
Interest Rates Starting
@ 11.5 % p.a.
Documents Required
As an Applicant You will require to have these documents
- Pan Card(Mandotary)
- Aadhaar [recommended]
- Driving License
- Voter’s Identity Card
- Passport
- Utility bills like Telephone Bill / Electricity Bill etc.
*Note:- Only 1 Document will be needed for Address Proof
For Salaried
- Last 3 months salary slips
- Form 16
- Bank statements from the previous six months and pay stubs
- Documentation of the collateralized property
For Self Employed
- ITR for the previous two years, with computation
- CA audited financials wherever applicable
- 6 months primary bank statement
- Co-applicant is mandatory. Additionally, Woman co-applicant is mandatory in certain cases
- Co-applicant can be spouse or any first blood relative like parents, siblings, children who have attained age of maturity (s.t income-ownership grid)
- All co-owners of property should be on loan structure
- Friends cannot be co-applicants (allowed only if they are coming in the capacity of Partners / Directors / Shareholder
Why Choose Finguide India
Quick & Easy Procedures
Your Application is processed as soon as all the documentation and verification are completed. Our team guides you through all the way which makes the procedure super easy.
Flexibility in Repayment
Our loan plans are designed to be flexible in the tenure, prepayment, and foreclosure terms.
Minimum Documentation
Finguide India requires minimal documentation to further ensure an easy and hassle-free process of loan application.