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Loan Balance Transfer :
Want to avoid paying high rates of interest on your loan amount? Our services are here to help you with a home loan balance transfer. We will handle all the paperwork for you and make sure that everything goes smoothly.
Loan Balance Transfer Key Features
Interest Rates Starting
@ 10.5 % p.a.
Documents Required
As an Applicant You will require to have these documents
- Pan Card(Mandotary)
- Aadhaar Card
- Driving License
- Voter’s Identity Card
- Passport
- Job card issued by NREGA
- Utility bills like Telephone Bill / Electricity Bill etc.
- Letter issued by the NPR containing details of photo / name
*Note:- Only 1 Document will be needed for Address Proof
For Salaried
- Last 3 months salary slips
- Form 16
- Bank statements from the previous six months and pay stubs
- Documentation of the collateralized property
For Self Employed
- ITR for the previous two years, with computation
- CA audited financials wherever applicable
- 6 months primary bank statement
- Documentation of the collateralized property
Property-Related Documents
- Stamped agreement of the sale / Sales Deed or the letter of Allotment
- NOC from the builder / housing society
- Possession Certificate
- Detailed Construction cost estimation
- Bank Account Statement
- In case of Constructed Apartment – Occupancy Certificate
- Co-applicant is mandatory. Additionally, Woman co-applicant is mandatory in certain cases
- Co-applicant can be spouse or any first blood relative like parents, siblings, children who have attained age of maturity (s.t income-ownership grid)
- All co-owners of property should be on loan structure
- Friends cannot be co-applicants (allowed only if they are coming in the capacity of Partners / Directors / Shareholder
Why Choose Finguide India
Quick & Easy Procedures
Your Application is processed as soon as all the documentation and verification are completed. Our team guides you through all the way which makes the procedure super easy.
Flexibility in Repayment
Our loan plans are designed to be flexible in the tenure, prepayment, and foreclosure terms.
Minimum Documentation
Finguide India requires minimal documentation to further ensure an easy and hassle-free process of a loan balance transfer application.